Lindfield Blog — Lindfield Life - the community magazine for Lindfield, West Sussex

David Tingley

Lindfield Village Christmas Festival Night

Welcome to Lindfield Life’s Lindfield Village Christmas Festival Night event page. Here you will find our most recent information for the festival.

Lindfield Village Christmas Festival Night is an evening in December where Lindfield High Street stays open late, we welcome fairground rides and street stalls, all organised by the Lindfield Parish Council.

See also, Lindfield Parish Council


Christmas Festival Night 2024

This year’s Christmas Festival Night will be held on Tuesday 3rd December.

The High Street will be closed to traffic in the evening from 5pm until 9.30pm. The event will begin at 6pm and finish by 9pm. Invitations have been sent to previous stall holders and if you would like to reserve a space for a stall, please contact David Parsons, deputy parish clerk at the parish office - 01444 484115, or at clerks@lindfieldparishcouncil.gov.uk.

NEW Lindfield history book

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Life in Lindfield history book

Following more than seven years working in partnership with Lindfield History Project Group, Lindfield Life has published a series of articles which depict the previous eras of Lindfield. 

With the support of keen local historian Richard Bryant, the idea was to bring together all the previously published articles from the magazine, into one place. The book – Life in Lindfield – was launched at Lindfield Village Day on Saturday 1st June 2024, with profits from the limited first print run going to registered charity King Edward Hall. 

However, after selling out, a second edition is now in print…



Editor David Tingley explained: “It has been a real privilege to work with Lindfield History Project Group, and in particular with Richard, over the years. His gathered knowledge means that he is my go-to person for any question relating to this village’s rich history! 

“I am delighted the group has agreed to let these articles be re-published, as I know when we publish content of this nature – many readers are ready to consume it. Having them all in one place, will be a fantastic and new resource for those history-hungry Lindfield enthusiasts!”

The 130-page book will include over 60 articles from Lindfield Life, some of which have been updated since original publication.

Jubilee Beacon Lighting on Lindfield Common - 2nd June 2022

Information published in Lindfield Life - June issue - by Lindfield Parish Council

The Jubilee Beacons is one of the official events of the Platinum Jubilee celebrations taking place over the extended bank holiday, from Thursday 2nd to Sunday 5th June 2022.

The Jubilee Beacons will provide an opportunity for communities and people throughout the United Kingdom, Channel Islands, Isle of Man, UK Overseas Territories and the Commonwealth, to come together to celebrate this historic milestone and reflect on The Queen’s 70 years of service.

There is a long tradition of celebrating Royal Jubilees, Weddings and Coronations with the lighting of beacons. A beacon chain, once used as a tool for communication, has now become a symbol of unity across towns, borders, countries and continents. In 1897, beacons were lit to celebrate Queen Victoria’s Diamond Jubilee. In 1977, 2002 and 2012, beacons commemorated the Silver, Golden and Diamond Jubilees of The Queen, and in 2016 Her Majesty’s 90th birthday.

Now, in 2022, you are invited to come together to participate in this national event. The Parish will join with over 1,500 communities within the United Kingdom and UK Overseas Territories, and light a specially commissioned beacon on Lindfield Common with the event starting at 9:30pm.

Advertising FAQs - Print ads don’t work any more, do they?

By David Tingley, editor and company director

We’ve been in the publishing business since 2009, and so we’d like to address a few questions that potential advertisers have for us, head-on. Right here. We aren’t in business to trick or hood-wink businesses out of marketing spend, but what we want is for local businesses in the area to making more money in sales from the advertising they do with us… Sounds simple, right?


Print ads don’t work any more, do they?

It’s true that not ALL advertisers who spend money with us in Lindfield Life (or Kipper Life family of magazine titles) make a return on their investment.

That’s always gutting for us. But there’s no point lying.

Sometimes it’s not always obvious why the advertising hasn’t worked. While, for others, there were some warnings. Your advert needs to not only look good, but look appropriate for your target market.

Years ago, I had a builder whose advert I offered to ‘improve’ with a bit of ‘slick design’ to drag the advert and his business (I thought) into the 21st century. Having designed the revamped advertisement, we ran it for a further few months, until I took a call from the customer. He explained that his enquiries had dropped off since changing the advert design, and he’d like to revert to his basic, Powerpoint slide layout which he had been using for months beforehand very successfully. So, you see, as a professional designer - I learnt a valuable lesson that day about making the advert look right for the business and the target audience. They didn’t want a ‘slick’ builder!

Having said that, if an advert has way too much text on, and really isn’t legible in print - the advert just won’t work, if people can’t read it.

We hear from customers who sometimes say that their advertising campaign with us ‘hasn’t worked’, but when we ask how the customer finds out where their new enquiries come from - they tell us that they don’t ask! On this basis, it would be hard to measure the success of any advertising campaign in any media!

Of course, smaller adverts do have to work harder than full page ads. The bigger the ad, the larger the passing impact on the readers.

Some advertisers have a seemingly brilliant advert design (bold, colourful, large headline, clear call-to-action), and they haven’t been stingy on the size either. And it still doesn’t generate the results for them. I wish I knew why this was. We had a mortgage broker who had completed an advertising campaign for six months with half page ads, and they had had no clear leads from the run in our magazine.

Conversely, and more positively, we have one customer who runs a few quarter page ads per year, and the results from it, keeps them busy for the season! And the ad is even at quarter page size!

Fortunately we have plenty of happy advertisers, many of whom have been advertising with us for years and years. You can see Richard Talman of RTFJ talking about his success with our magazines here. Similarly, Marie Penge from Norsat has spent a lot of money with us over the years - but only because she gets a great return on that investment. She tells us here.

So, can I guarantee that advertising with Lindfield Life will work? No, of course not.

But I will guarantee that me and my team will do our absolute best to make it work for your business. Whether that’s helping with the ad design, giving you a premium spot for a special month, a bit of editorial copy or even a cheeky size upgrade when we’ve got some extra. We really do just want advertising with us to work for you, so you stay a customer for years - just like Richard and Marie and the dozens of others.



Truffles Bakery to open in Lindfield

Truffles Bakery to move in to old Post Office on High Street

Truffles Bakery to move in to old Post Office on High Street

Rumours are true: bakery to open Sussex bakery chain Truffles has confirmed that it will soon be opening a shop on Lindfield High Street.

Since the Humphreys building has been empty, various rumours have been going around about the village’s bread-based offering – but Truffles announced the news on its Instagram account on 29th January: “The secret is out. We hope to open our new shop in March 2021 in the lovely village of Lindfield”.

The family-run business is based at its main bakery near Henfield, and the company has 13 other shops across the county.

Truffles Bakery will open its Lindfield store in the former Post Office on the corner of Lewes Road.

More information to follow in next month’s Lindfield Life!

Winter Fair 2020 - postponed due to lockdown

New date for SEAS Winter Fair 2020

New date for SEAS Winter Fair 2020

Please see the following statement from the South of England Agricultural Society about the Winter Fair that was scheduled for the end of this month:

In light of the current lockdown, the South of England Agricultural Society can confirm it is now going to hold the Winter Fair on 5th & 6th December 2020, government guidelines allowing, instead of 21st and 22nd November as planned.

Corrie Ince, Show Director for the Society said: “The Winter Fair is all about great shopping with Christmas fun alongside. We know that many of our trade exhibitors rely heavily on the pre-Christmas period and have had a terrible year so far.  We want to support them and provide our members and visitors with a Covid-Secure opportunity for Christmas preparation and family fun.”

Those who have already booked a ticket to the Winter Fair will be automatically transferred to the weekend of the 5th and 6th December, with Saturday and Sunday selections remaining in place. The Society is contacting members and ticketholders with more detailed information.

The Winter Fair is held by, and in aid of, the South of England Agricultural Society—a charity that funds and supports agricultural education and countryside learning.  The Society organises and hosts shows and events that promote agriculture, horticulture and the countryside including its flagship event, the South of England Show, which takes place in June each year. The Society also delivers educational events including conferences, schools days and competitions and provides grants, awards and bursaries for those with an interest or involvement in farming or other land based industries. All the Society’s activities aim to celebrate, build awareness and develop understanding of products that come from land-based industries, as well as the use and support of local suppliers.

Harvey and Molly ‘brave the shave’

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Two teenagers have joined thousands of others across the UK to raise vital funds for Macmillan Cancer Support.

Lindfield resident Harvey Alcock (16) and his girlfriend Molly Hord (15) decided to ‘brave the shave’ just three weeks after being told of his mum’s diagnosis of lymphoma.

Katherine Alcock, who has been actively involved in school PTAs and is also co-chair of Lindfield Village Day, couldn’t believe they were prepared to do it: “I am very proud of both of them. With personal image so important at that age, I do appreciate that it’s a big (and very obvious) show of support.”

Before the shave…

Before the shave…

Molly had only been dating Harvey for two months when she suggested the idea. Her hair has been sent off in eight pony tails to the Little Princess Trust, which makes real hair wigs for anyone under the age of 24 who has lost their hair due to illness. “It had always been in the back of my mind to do this,” Molly explained, “but I’ve never had a strong enough reason. Doing it this way supports Katherine but also raises funds for charity too.”

Harvey said: “We have friends who have benefitted from the support of Macmillan over the years, so we are very happy to be able to help fund its work.”

Each of them has a fundraising page and they have already raised over £2,100 between them since the shave took place in July – where trained hairdresser Heidi Keane was on-hand to make sure it was all done right!

“Molly and I are really chuffed with the amount raised so far,” Harvey commented. “Thank you so much to all those who have donated already.”

https://bravetheshave.macmillan.org.uk/shavers/molly-hord

https://bravetheshave.macmillan.org.uk/shavers/harvey-alcock

 

Lindfield Front Garden Festival launched

Last year the Lindfield Open Garden event attracted more than 800 visitors and raised over £9,000 for St Peter and St James Hospice. The event has been cancelled this year, but to raise much needed funds for the Hospice, Lindfield gardening groups have teamed up to arrange a ‘Front Garden Festival’ through the summer. Full details are shown on our advertisement on page 57 and on our website at: https://lindfield-gardens.co.uk

The idea is for lots of the beautiful front gardens around the village to join in the Festival and for the whole community to view these from the pavement at a safe distance. A map of those selected for the ‘People’s Choice’ stage will be made available in mid-July and the public will make a People’s Choice for their favourite garden in each part of the village - and there will be a special prize for the best planter/window box/hanging basket. So, owners of all front gardens - large or tiny - are invited to join by sending an email with your name and address to fg@lindfieldhorts.org.uk (or phone Sue and Jim Stockwell on 01444 459363).

We hope to raise as much as possible, so please make a donation to the Hospice via this Just Giving page www.justgiving.com/fundraising/lindfieldfrontgardenfestival2020

Balcombe Road closure will affect Lindfield residents

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The controversial closure of Balcombe Road, Borde Hill Lane and Hanlye Lane – which was delayed from last year to give businesses opportunity to plan for the impact - is still due to take place across the summer.

As part of the new development by Redrow Homes being built at Penlands Green, work on the new roundabout at the current junction where Balcombe Road, Borde Hill Lane and Hanlye Lane intersect will now take place from 22nd June - however there is significant improvement in the time road will be closed completely.

Robert Phelps, Technical Director at Redrow, comments: “The lower levels of traffic on the roads at this time due to the pandemic meant we could again revisit plans, resulting in some local routes being kept open through periods of the works.”

Mims Davies MP explained: “I’m delighted that Hanlye Lane will remain open for most of the build weeks allowing for local access to businesses. Current estimates are that this junction will need to close for approximately three weeks from mid-July.”

More information: https://www.urbanissta.co.uk/update/penland-farm-road-closure/

Lindfield High Street begins to open up again

Lindfield High Street sees new life after lockdown

Lindfield High Street sees new life after lockdown

By Mary Collins

As we start to emerge from lockdown, Lindfield is gradually returning to some sort of normality with the reopening of non-essential shops and businesses during June.

Most outlets that have been shut since March have rejoined those that heroically stayed open throughout the lockdown as the High Street takes its first cautious steps towards recovery.

To get a snapshot of how traders are faring in these uncertain times and what shopping will look like after almost three months in lockdown, Lindfield Life spoke to a selection of those that kept the village going throughout the lockdown, and some that have reopened.

Those traders spoken to have primarily talked about customer loyalty and the importance of local shopping and local supply chains, and whilst there is general confidence and optimism that the High Street will begin to trade normally, there is also a note of caution as the lockdown restrictions are lifted.

Staff at Cottenham’s, who stayed open throughout the lockdown, talk of the ‘intense, long and sometimes emotional days’ and the ‘eerie quiet of the village interrupted by the incessant ringing of the phone for yet another order’. John Cottenham said: “The last few months have been extreme! When panic buying stripped supermarket shelves bare, our relationship with local suppliers ensured we kept customers supplied and happy. We have been overwhelmed by the hard work of our staff and the support from our customers.”

Demonstrating the Lindfield community spirit, John adds: “It never felt stronger, with those of us that stayed open energising each other. We worked with Paul’s Greengrocer to combine some deliveries, and the Co-op was helpful with cooking ingredients.”

[Excerpt from July 2020 magazine]

Author Nicola digs up undiscovered talent

Digger School author

Digger School author

By Joe Wayte

Lindfield resident and mum of two, Nicola Richardson took inspiration from her son Leo’s passion for diggers to write a short, illustrated children’s book. The aim was to prepare him for the future and going to school using the object he most enjoyed. As lockdown hit the UK, Nicola handed out free copies to her neighbours in a bid to give parents something new to entertain their children with.

What started out as a poem grew into a longer story including various scenarios. We read about the diggers getting ready, hearing their name on the register, and learn about the different skills each of them has – all unique and working together to get the digging done.

The book was illustrated by local graphic designer Alex Slack. Nicola and Alex were colleagues at the time. A chance conversation in which the book was mentioned led to a six-month partnership while Nicola was on maternity leave with her second child, Jessica.

After looking into publishing options, Nicola decided to self-print the book, initially ordering minimal copies, which mainly went to family and friends. Businesses in the area have since stocked the book, including Waterstones in Haywards Heath, which likes to support local authors. Since the first print in 2019, Nicola has now sold nearly 400 copies.

Earlier this year Nicola used the book to run a workshop at Northlands Wood Primary School and hopes to do more in the future. She is also contemplating her next short story based on her daughter’s passions to make sure Jessica doesn’t feel left out!

You can buy the book online via Amazon.co.uk and you can also download some of the illustrations for free from www.diggerschool.com to colour them in yourself.

Mid Sussex Steam Laundry opened in Lindfield 1902

Mid Sussex Laundry, opened in Lindfield in 1902 and closed in 1972

Mid Sussex Laundry, opened in Lindfield in 1902 and closed in 1972

By Richard Bryant, Lindfield History Project Group

Throughout her long life the Dowager Countess of Tankerville was engaged in charitable works. Born Lady Olivia Montagu, daughter of the 6th Duke of Manchester, she married the 6th Earl of Tankerville in 1850.

One charitable venture was the establishment of laundries to provide work and a home for women in difficult circumstances, including unmarried mothers. She opened a number of laundries across the country.

The Countess of Tankerville, while living at The Welkin, Lindfield, built such a laundry on land adjoining Gravelye Lane. The laundry opened in 1902 and was run on charitable lines by a local committee. It was taken over by the Salvation Army in 1912. Their aim remained to provide help to women struggling to regain their character by means of honest labour. The laundry home called ‘Quinta’ provided accommodation for thirty female workers.

The Salvation Army ended its connection with the laundry in 1922. It became a business and continued trading as the Mid Sussex Steam Laundry.

After WWII the business was taken over by Mr J Carter, a Quaker, who ran it until closure in 1972. After closure the buildings were demolished and the land used for the Grey Alders and Kidbrook housing development.

[Excerpt from article first published in Lindfield Life magazine July 2014]

75th VE Day celebrations in Lindfield

The residents of Lindfield were keen to do what they could to celebrate the 75th anniversary of VE Day last week with numerous roads and houses being ‘dressed’ for the event.

Even though parties could not take place in the way that was intended, many folk were able to enjoy cream teas, cakes and bubbly from the comfort and safety of their own house boundaries. during lockdown.

Here’s a selection of photos showing the efforts and enthusiasm by many in Lindfield last Friday.

Felix John’s children prepared a VE Day Picnic in the garden

Felix John’s children prepared a VE Day Picnic in the garden

Proud of Luxford Road

Proud of Luxford Road

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Esme’s Teddy Bear’s VE Day picnic

Esme’s Teddy Bear’s VE Day picnic

Socially distanced in the sun on Langmore Lane

Socially distanced in the sun on Langmore Lane

Kelly and co in Newton Close

Kelly and co in Newton Close

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The well-dressed Welkin - Malcolm Grace

The well-dressed Welkin - Malcolm Grace

Mark Tampion

Mark Tampion

A purpose-built air raid shelter!?

A purpose-built air raid shelter!?

Tabitha Bird’s decs made from tablecloths!

Tabitha Bird’s decs made from tablecloths!

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more patriotic teddy bears

more patriotic teddy bears

VE window in Saxon Way - Patricia Hicks

VE window in Saxon Way - Patricia Hicks

Yarrow Gate celebrations

Yarrow Gate celebrations

VE Day in Lindfield (notes from Helena Hall's diaries)

Helena Hall a resident of Lindfield, kept a journal throughout the Second World War. To mark VE Day, the following has been taken from the final entries in the journal.


May 8th - Today is V Day. The news came through yesterday evening and Tuesday and Wednesday are holidays. At 3 o’clock this afternoon an official announcement will be broadcast by the Prime Minister – Victory in Europe Day. The King will broadcast at 9 this evening. All over the world the report of the German surrender was celebrated yesterday. Londoners could not wait for today, they crowded joyfully Buckingham Palace and Piccadilly Circus and all other big places. The lights made London look as if it were in flames. More than 100 planes roared over London in daylight, every kind from Spitfire to Fortress. Boys and girls are happily building a bonfire on the Common, they began yesterday evening. I went to the Avis’ to hear the Premier’s speech at 3 o’clock. He said Germans surrendered on Monday the 7th to the Allies at Rheims.

May 9th - Yesterday was a tremendous day in London and 8 times during the day the King and Queen appeared on the Palace balcony to acknowledge the cheering crowds. The last time was just before midnight just as searchlights flashed across the sky and bombers dropped flares and coloured lights. About 11 the two Princesses with Guards officers left the Palace quietly and mingled with the crowd when their parents made their last appearance. The King spoke at 9 o’clock in the evening and again I enjoyed listening to him. After thanking God and then everybody, Services personnel and civilians alike for their war-time efforts he said the years of darkness and danger are now ‘please God, over for ever’. On the balcony of the Ministry of Health building in Whitehall the Prime Minister conducted the thousands of people below in singing ‘Land of Hope and Glory’, a tremendous climax to a day the like of which London has never seen before. He spoke to them as a friend ‘This is your victory’ and after cheerful speaking and cheering replies, he gave the V sign and the crowd burst into ‘For He’s a Jolly Good Fellow’. Waving his hat he left the balcony. Another wonderful thing was light everywhere. A procession of flaming torches came along from Pondcroft Road, and the Common to the bonfire, which was lighted about 9.30. A very large swastika and an effigy of Hitler in an old armchair were thrown on to the blaze. It was a perfect night for a bonfire and fireworks, fine and no wind. All the village was about and singing around it went on till midnight. The Church was full. The collection was for the Fund for repairing, in some cases rebuilding, bombed churches. Officially hostilities ended at 1 minute after midnight, but in the interest of saving lives, the ceasefire began yesterday all along the Front. The Channel Islands are also to be freed today. Weather forecasts are given in the papers today for the first time since September 1st 1939. No papers will be published tomorrow.

It is impossible to give enough thanks to God for our great deliverance. Not until the war of Japan is over shall we have all our men home again. I pray that will not be a long war.

Helena Hall, Blue Gate, Lindfield.


Extract by the editors Linda Grace and Margaret Nicolle from A Woman Living in the Shadow of the Second World War; Helena Hall's Journal from the Home Front.

Does anyone have any photos of the 1945 celebrations in Lindfield tucked away in old albums?  The editors would love to see them... email to editor@lindfieldlife.co.uk



MSDC Garden waste collections return on 11th May 2020

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Mid Sussex District Council is resuming garden waste collections from Monday 11 May.

As part of the Council’s response to the COVID-19 national emergency, garden waste collections were paused on 13 April to enable the collection crews to meet social distancing requirements and to preserve rubbish and recycling collections.

During the past month the Council has worked hard alongside waste collection partner Serco to secure additional resources that will enable our crews to practice social distancing and collect our customers’ garden waste safely. Collections were originally predicted to be suspended for a period of 12 weeks, but new working arrangements mean it is now possible to bring the service back after only a four-week pause.

When the service resumes on Monday 11 May, customers should place their garden waste bins out for collection on their usual collection day. Anyone who is not sure when their bin is due for collection can check online at www.midsussex.gov.uk/waste-recycling/bin-collection

The garden waste collection service has been paused for exactly four weeks and during that time each customer has missed two collections. To ensure that no household is financially disadvantaged by the suspension of the garden waste collection service, the Council will add four weeks onto the end of each subscription period to cover the number of collections missed.

Councillor John Belsey, Cabinet Member for Environment and Service Delivery said: “This has been a difficult month for everyone and we are so grateful to all our garden waste customers for their patience, support and understanding during the past few weeks.

“We know that garden waste collections are important to people, especially during this lockdown period, so we have been working as hard as we can with Serco to reinstate them safely as soon as possible. I’m delighted to say that we are now able to resume our garden waste collections.

“We really appreciate the efforts you are making to hold on to your garden waste but please remain patient for a little while longer once collections are back under way and we work through the build-up.

“Our crews are not able to collect any side waste so it’s important to make sure all your garden waste is contained within the bin and that the lid is closed. If you are unable to fit all your garden waste into your green wheelie bin, please continue to store it until your next scheduled collection. This will ensure the safety and wellbeing of our collection crews and that we can continue to offer a garden waste service to everyone.”

For more information, visit the garden waste collection page at www.midsussex.gov.uk/gardenwaste where there are answers to several Frequently Asked Questions. Anyone who is unable to find the answer to their query online should email gardenwaste@midsussex.gov.uk.

Sussex Coffee Trucks serves NHS heroes

Sussex Coffee Trucks at Princess Royal Hospital giving away free coffee during lockdown

Sussex Coffee Trucks at Princess Royal Hospital giving away free coffee during lockdown

Local resident Dan Pullen started his own mobile coffee business this year called Sussex Coffee Trucks. It was based around a bright yellow, vintage Citroen horse box. He had secured a permanent pitch with National Trust at the iconic Ditchling Beacon Car Park and things were going fantastically well for the business owner. Until lockdown came, and his business was shut down overnight. The next thing he knew was that he was unable to work, and at home looking after his 6 year old and 2 year old!

By Dan Pullen

It dawned on me that I was in the perfect position to help boost morale at my local hospital by using my vehicle. Everything's better after coffee isn’t it? So the idea was born but it took quite a bit of planning and investigative work to actually get the idea to the right people and have it signed off. 

NHS Heroes blend of coffee

NHS Heroes blend of coffee

I’ve known Kris from Lindfield Coffee Works for many years. He used to supply me with coffee at my last cafe in Brighton and he also sponsors my cycle race team (https://lindfieldcoffee.team/) so it was only natural that I continued that relationship in my new business. When he heard about my idea he jumped at the chance to help out with coffee beans and even offered to help run a few shifts. I put together an online fundraiser too and the response was phenomenal! I ordered up all the products I needed and we were ready to go.

 It was a huge success. I served over 1,000 drinks in the first week! Feedback was fantastic and everyone was so grateful. It felt amazing to be able to lift spirits for these hardworking heroes.

Last week I was approached by two local companies that had seen my posts on social media and wanted to donate cakes too which were gratefully received and went down a storm! Thank you to: The Garden Chef and Round Table Cookery

We’ve been doing 4 days per week throughout April and will continue until either the funds run out or that I’m aloud to return to doing what I love most: Providing amazing coffee and cake to all the lovely visitors to Ditching Beacon.

 

War yesterday: Coronavirus today (a look back at notes from history)

An ARP warden during WWII (believed to be Helena Hall) in gas protection outfit (PPE)

By Margaret Nicolle

It is revealing that the language being used to fight the current battle against the coronavirus outbreak is stirring memories of the same call to arms as during the war. A new enemy is facing us, called by the Prime Minister ‘a physical assailant’ but just as challenging because of its invisibility. Emmanuel Macron has stated ‘we are at war’; antibodies are ‘fighting’ the virus; the Queen’s Speech referred to ‘evacuees’. There have been even more direct references for example to the spirit of Dunkirk; a policeman has been called a Nazi; slogans such as Keep Calm and Pick for Britain remind us of wartime Britain.

These remarks have led me to look at parallels from Helena Hall’s Journal of the Second World War


Restrictions

July 12th 1940
I went to Brighton today and was told that in all the streets near the sea, curfew is enforced at 9.30 the time altering with sunset time…sentries go along the streets to see that they are clear. No one is allowed on the beach – guns and forts abound.

August 8th 1942
People caught trying to visit Brighton are to get heavier penalties. Seven people were fined from £1 to £3 but the full fines are £100 or 3 months imprisonment.

August 5th 1940
The leaflet “Stay where you are” was in the letter box this morning. Copies are being delivered by the postmen to every house in the country.

Disruption  

October 15th 1940
These day raids are annoying, no doubt partly designed for that purpose. I prefer the night raids when I am not hindered in the ordinary day’s work of shopping, cooking, fireplaces, Jock’s meals etc….

Voluntary help

March 6th 1941
This morning because three helpers were ill, I went to the Hall to help with the children’s dinners which they have in the corridor. There were 70 to 80 children, all evacuated and they have a good dinner. Today it was minced meat, pease pudding, cabbage and mashed potatoes and a milky rice pudding.

Food shortages and the black market

March 19th 1942
Public barter has taken place in the Channel Islands where food is scarce. Guernsey newspapers contain such advertisements as ‘apples for paraffin’, ‘canaries, all colours for rabbits’ ‘cigarettes for a fur coat’ ‘eggs for golden syrup’. A Jersey message says ‘Conditions bearable, food scarcity.’

For stealing coupons from the GPO stores where he worked sentence of 3 years penal servitude was passed on Webb and the same time for Raphman for receiving them. Far too much ‘black marketing’ goes on with stolen coupons and the sentences get more severe.

January 13th 1943
At his weekly food conference Lord Woolton said yesterday bread would continue unrationed if the public co-operated. He wants potatoes used more than bread and the wheat stock to be conserved by using home grown potatoes. He appeals to the women of Britain to use potato dishes whenever they can.

Humour

Helena pasted into her journal many relevant cartoons taken from newspapers. Today  the restrictions on our lives give rise to a proliferation of such comment often as video clips.

BUT there were differences too. The social life of Lindfield continued.  Helena went round to a neighbour’s house to listen to important news. She made trips to London to visit the National Gallery where special exhibitions to boost morale took place. Churches remained open although bells were not rung.

Copies of A Woman living in the Shadow of the Second World War, Helena Hall’s Journal from the Home Front edited by Linda Grace and Margaret Nicolle can be obtained by phoning 0144448268 or e-mailing margaretnicolle@outlook.com or lagrace15@hotmail.com

What is a Lifetime Mortgage?

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Advertiser and Mortgage, Equity Release and Protection Adviser Nigel Urban (from Finance Planning Group) explains in more detail…

The key to giving mortgage advice is to discover the customer’s circumstances and objectives, then match those to the most suitable product – bespoke advice.

There is no better example of that than lifetime mortgages. They are available to the over-55s, but what are they and which, if any, product is right for you? We are bombarded with advertisements for ‘equity release’, we see ‘myth-busting’ articles (which are actually advertisements) and we read ‘exposés’ in the tabloid press – generalisations about products being bad. Add to this the musings of saloon bar philosophers and anybody can be excused for being confused.

Lifetime mortgages are as they say: mortgages which last a lifetime. That is not quite true, they will also end when the borrower goes into permanent residential care, but the benefit is the same – you can stay in your home as long as you want to or are able to. Other benefits are that it is not necessary (but often possible) to make interest payments during the term of the mortgage and the interest rate is usually fixed for life, giving certainty. Because interest payments are voluntary, income is irrelevant. If no interest payments are made then interest rolls up and equity reduces, although the products we recommend have a ‘no negative equity’ guarantee.

Who, then, are lifetime mortgages for? Some recent cases give examples:

A lady in her mid-70s, employed but on a zero-hours contract, needing to remortgage. Her age and type of employment made it impossible to get an income-based product. A lifetime mortgage was ideal, as interest payments could be made from earned income, if desired, but could cease on retirement.

A gentleman needing to raise money, with a reasonable pension income but a high level of credit card debt. A standard mortgage would have required nearly all the debt to be repaid to establish affordability, defeating the objective of raising money.

As well as remortgaging and capital raising, lifetime mortgages can be used to purchase a property.

The amount borrowable depends on the borrower’s age and the value of the property.

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Lenders often offer tiered interest rates, where the lower the percentage of the property’s value being borrowed, the lower the interest rate. This is good news for property owners in the south east, where large property price increases over the last few decades mean that quite large sums can be borrowed at the best rates.

For example, at time of writing, the lowest rate available is with a lender which would lend an 80 year old up to 32% of the value of a property (e.g. £240,000 on a £750,000 property). A 55 year old could borrow 6% (£45,000) of the value of the same property*.

Higher loan to value borrowing is available, although at a higher rate of interest. At time of writing the most that could be borrowed is 58% of the value of the property*, at age 83+.

Returning to the theme at the beginning, a hairbrush is a good product, but not to a bald man. Lifetime mortgages are good products if they are right for you. Get bespoke advice. As whole of market advisers, Finance Planning can draw on over 350 lifetime mortgage products* and find the right one for you.

*Source: Answers in Retirement Limited 

Contact me for a free initial discussion, with no obligation: by email to nigel.urban@financeplanning.co.uk, or call/text me on 07765 465508 (preferred) or our head office number, 01444 449200. FCA Registration Number 715721. Head Office: Hurstwood Grange, Hurstwood Lane, Haywards Heath, RH17 7QX.

www.financeplanning.co.uk

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